Enter: the loan calculator for investment property. Think of it as your crystal ball in this game. It’s not just about crunching numbers — it’s your backstage pass to seeing how different loans might shake up your returns. So, before you throw your cash into the property ring, give it a whirl and see what might really bring home the bacon.
Investment Property Loan Calculator
Down payment mode:
$
%
%
yrs
%
$
$
$
%
%
%
%
$
Formulas: standard amortized mortgage PMT; PITI adds taxes, insurance & HOA. NOI = Rent − Operating Expenses (excludes P&I). CoC = (Annual Cash Flow) / (Cash Invested).
| Item | Monthly |
|---|---|
| Loan Amount | $0 |
| Principal & Interest (P&I) | $0 |
| Property Taxes | $0 |
| Insurance | $0 |
| HOA/Condo Fees | $0 |
| Operating (Rent-based %) | $0 |
| PITI | $0 |
| Total Expenses (PITI + Ops) | $0 |
| Cash Flow (Rent − Total Exp) | $0 |
Cap Rate (unlevered)
0.00%
NOI ÷ Purchase Price (ignores financing).
Cash-on-Cash Return
0.00%
Annual Cash Flow ÷ Cash Invested.
Cash Invested
$0
Down payment + closing costs + initial repairs.